常见问题

Answer:
Before purchasing, make sure to:

• Verify the developer’s reputation and track record
• Check ownership rights and land titles
• Understand local tax policies and inheritance laws
• Visit the property or request a third-party inspection
• Consult local legal and tax professionals
  Doing proper due diligence protects your investment and ensures a smooth transaction.

Answer:
Yes, many international banks and local lenders offer mortgages to foreign investors, though terms vary by country. Some require larger down payments (30–50%), while others may require proof of foreign income. Alternatively, buyers can use home equity loans or cross-border financing from their home country.

Answer:
Besides the purchase price, buyers should consider:

• Stamp duty and property tax
• Legal and notary fees
• Agent commission (typically 2–5%)
• Maintenance and management fees (if renting out the property)
• Currency exchange and international transfer costs
  It’s important to calculate all these expenses to understand your real investment yield.

Answer:
Yes, in most countries foreigners can purchase property without having residency or citizenship. However, some countries have specific restrictions or require additional steps such as government approval or higher stamp duties. For example, Australia limits certain types of property purchases for non-residents, while the U.S. and U.K. are generally open to foreign buyers.

Answer:
The most popular destinations for overseas property investment include the United States, the United Kingdom, Australia, Canada, Portugal, Spain, and the United Arab Emirates (Dubai). These countries are favored for their stable economies, transparent legal systems, and potential for both rental income and long-term capital growth.